Supplementary health insurance
As its name suggests, supplemental health insurance is a health plan designed to complement your mandatory health insurance. Although it is optional, it is still wise to enroll in one to provide protection against the most common and costly risks.
Indeed, life isn't always easy. Illness can strike at any time. A failed pregnancy or a catastrophic accident can represent a huge financial burden. Unfortunately, reimbursements from the French National Health Insurance (CNAM) only cover a small portion of your medical expenses. In this context, Mnet presents itself as a valuable ally in managing these costs. Through our supplemental insurance, we allow you to cover a significant portion of your healthcare expenses.
However, it's important to clarify that the supplemental amount is proportional to the rates set by the CNAM (National Health Insurance Fund), independent of your doctor's fees or those of any other healthcare provider. Furthermore, taking out supplemental insurance remains a wise choice, as it allows you to cover many services that are not reimbursed at all by mandatory health insurance.
Coverage of Care and Medical Expenses
In addition to reimbursements provided by the CNAM (National Health Insurance Fund), MNET entitles its members, as well as their family members enrolled in the mutual insurance plan, to reimbursements for healthcare and medical expenses. However, each healthcare facility has its own method for calculating the price of treatment, which may include variable elements such as the type of surgery, the equipment used, the complexity of the case, and any additional services offered. Even fees differ from one doctor to another. These differences result in a significant variation in the final cost of a medical procedure. To guarantee the same reimbursement rights for all its members and to better manage your premiums, your health insurance provider has set a reimbursement limit.